Do you find yourself saying things like, "Why am I always broke?" "Why can't I give my kids what the other kids have?" "Why am I always living pay day to pay day?" "Why can't my husband stop using the credit card?" "I have nothing saved for retirement." Following the steps in this book can make a change in your life. I believe that money management is about behavior and habits, not spreadsheets and calculations. This book goes beyond what to do and into why you do it. One of saddest things I see as a financial counselor is people that no longer set goals or dream dreams. They simply look at their bank balance and let it determine what they and their loved ones will do next. If this has happened to you, I think I can help. So...LET'S GET STARTED!
Take Your Spreadsheet and Shove It: Use YOUR Personality to Achieve Financial Success contains many tools to help you organize, plan and get out of debt.
This book is available for purchase at amazon.com, barnesandnoble.com, and/or your local bookstore.
Interested in individual assistance or would you like to attend a Take Your Spreadsheet and Shove It seminar or training? Contact Pam McClelland directly for more information:
You can contact Pam McClelland directly at this email address: firstname.lastname@example.org
To download the Budget Worksheet used in Pam McClelland's book, Take Your Spreadsheet and Shove It, please click here. You will need Microsoft Excel installed on your computer to run this spreadsheet. Please visit the Microsoft website for more information on their products.
To download the Goal Sheet used in Pam McClelland's book, Take Your Spreadsheet and Shove It, please click here. You will need Adobe Reader installed on your computer to run this spreadsheet. Please visit the Adobe website for more information on their products.